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Cheri and Ed

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Cheri and Ed  

Thank you for your great ideas and helpful tips. I will click on the links that you gave me tomorrow. Thanks Cheri

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Cheri and Ed   in reply to Cheri and Ed   on

Cheri and Ed

I tried the Attorney General's office also and they were no help to us either. Pretty sad

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Cheri and Ed

Thanks for looking at my ad page. We got a whooping $500 dollars from Service Magic. That didn't even begin to cover the cost of the needed repairs. The dishonest contractor demolished our home and did thousands of dollars damage to our home. Two years later we still don't have any floor covering or a kitchen with cabinets. It wasn't even illegal for him to do this to us.

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Cheri and Ed

8. Cheri and Ed posted on Jul 27, 2006 DISABLED CONTRACTOR FRAUD VICTIMS NEED HOME PLANS AND DESIGN HELP TO GET APPROVED HOME PLANS TO THE SKAGIT COUNTY PERMIT CENTER BY SEPTEMBER 1 2006 WE ARE BEING THREATENED WITH FINES AND POSSIBLE PROSECUTION, BUT HAVE GOTTEN ONE LAST EXTENSION UNTIL SEPTEMBER 1, 2006. WE HAVE BEEN GIVEN A NOTICE TO ABATE IF THE PLANS ARE NOT IN BY SEPTEMBER 1, 2006. We were both victims of "worse case" contractor fraud. We need financial and/or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years. We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington Labor & Industries. They took his contracting license away after seeing the damage he and his workers did to our home. We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp. We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens. Nothing in our home is finished or built up to code. We are getting desperate for financial and home design and permit help in Skagit county Washington. We have been given a 30 day notice to ABATE, but we able to get one last extension until September 1, 2006. The permit center is threatening fines and possible prosecution if we don;t have approved plans in by September 1. My husband and I are are both disabled and were victims of "worse case" contractor fraud. The dishonest "con" tractor left us without any running water, no kitchen and no finished bathroom after paying him more than the original bid. According to a home inspector, he left the home in a "state of demolition." Can anyone in the design/building industry please help us. We are in desperate need of help. This nightmare has been going on for almost two years now. We are still trying to survive on one disability income until I have my social security hearing. We are losing hope and spiraling down into the depths of depression. Will this nightmare ever end? Thanks Ed and Cheri Mount Vernon, Wa 98274

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Cheri and Ed   in reply to Cheri and Ed   on

Cheri and Ed

DISABLED CONTRACTOR FRAUD VICTIMS NEED HOME PLANS AND DESIGN HELP TO GET APPROVED HOME PLANS TO THE SKAGIT COUNTY PERMIT CENTER BY SEPTEMBER 1 2006 WE ARE BEING THREATENED WITH FINES AND POSSIBLE PROSECUTION, BUT HAVE GOTTEN ONE LAST EXTENSION UNTIL SEPTEMBER 1, 2006. WE HAVE BEEN GIVEN A NOTICE TO ABATE IF THE PLANS ARE NOT IN BY SEPTEMBER 1, 2006. We were both victims of "worse case" contractor fraud. We need financial and/or construction help to get our home our home finished and safe. I got the home in the divorce decree, but the foundation of the home was literally caving in, since neither the ex or the property management had done any repairs to the home in many years. We hired a general contractor from a referral from Service Magic, who happened to be a "con" tractor. After paying him more than the orginal bid, he completely demolished our home. He left us with no kitchen, bath or even running water and didn't ewven tell us he was leaving. He did not get any building permits and nothing was built up to code. Brad from Washington Labor & Industries. They took his contracting license away after seeing the damage he and his workers did to our home. We have been living in the demolished home for over a year now. My husband has done as much as he can to make this a liveable home, but we don't have any money to do anymore repairs and are still living in a home with no heat in the main living area, no kitchen and an unfinished bath. The roof still leaks, we don't have any kitchen cabinets, floor coverings and entire upper front of the home was left open to the elements, only covered by a tarp. We lived in a tent inside our home last winter. This winter we are freezing with temperatures in the teens. Nothing in our home is finished or built up to code. We are getting desperate for financial and home design and permit help in Skagit county Washington. We have been given a 30 day notice to ABATE, but we able to get one last extension until September 1, 2006. The permit center is threatening fines and possible prosecution if we don;t have approved plans in by September 1. My husband and I are are both disabled and were victims of "worse case" contractor fraud. The dishonest "con" tractor left us without any running water, no kitchen and no finished bathroom after paying him more than the original bid. According to a home inspector, he left the home in a "state of demolition." Can anyone in the design/building industry please help us. We are in desperate need of help. This nightmare has been going on for almost two years now. We are still trying to survive on one disability income until I have my social security hearing. We are losing hope and spiraling down into the depths of depression. Will this nightmare ever end? Thanks Ed and Cheri Mount Vernon, Wa 98274

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Cheri and Ed   in reply to Cheri and Ed   on

CONTRACTOTR FRAUD VICTIMS BOTH DISABLED

DISABLED CONTRACTOTR FRAUD VICTIMS NEED BOTH FINANCIAL AND HOME/DESIGN ASSISTANCE TO GE APPROVED HOME PLANS TO THE SKAGIT COUNTY PLANNING AND PERMIT CENTER. THE SKAGIT COUNTY PERMIT CENTER AND IS THREATENING FINES AND POSSIBLE PROSECUTION IF WE DON'T SUBMIT APPROVED BUILDING PLANS BY SEPTEMBER 1 2006. I have tried to contact HUD, but I am told we are "over income" by their guidelines. My husband is a disabled veteran who will need to have major surgery very soon. I am also disabled from a medical treatment , but still pending a social security hearing and have no income at this time. I think this whole ordeal began because we got married and that made us "over income" by HUD and other government standards. We can't make it much longer. Our credit cards are mounting rapidly just trying to keep this place, buy food and attempting to pay the bills. My husband now (boyfriend then) hired a licensed and bonded contractor, since I was awarded this home from a divorce settlement and then found out the foundation was caving in and the fireplace was unusable. The contractor is Erick H. Millholland dba WLAM Construction and Roofing from Arlington, Wa. We have heard that after Washington state Labor and Industries suspended his license in mid December 2004 after several members of L & I and a person from the Mount Vernon permit center came to our home to see the horrible condition the contractor us to live in. The contractor left our home in a "demolition state" without a kitchen, bath or even running water. We are currnetly living in a tent in the main living area since the contractor took the wallheaters out. Erick H. Millholland lost his contractor license mid December 2004 and now has fled the state. We can't get financing to do the desperately needed repairs to make our home safe and up to current codes, since the house is not finished and we don't have enough income. We are the victims of a horrendeous crime yet we can't get any help from anyone. I believe we are all on this earth to help each other during both good times and the "not so good" times. I never thought I never thought I would be in this situation, since I was always a hard working woman with an education, but now I am disabled with no income. The contractor did not get any building permits nor did he build anything up to current standards, most of the materials were used or substandard. The roof is not structurally sound and the electrical and plumbing, is not up to code and poses a risk to us as occupants. If we can't live here or get any help from someone, we will be homeless and disabled. I feel that we are "falling between the cracks" of a system that is supposed to help people during their time of need. I am at the point almost giving up, since we cannot get help from any government agency. Is there anyone in our local building industry or housing agency who can help us? I believe we are all on this earth to help each other during both good times and the "not so good" times. Thanks Ed and Cheri Foote

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Comment: 1. Cheri and Ed posted on...

I am glad I found this site. I am a married woman 52 years of age. I am disabled due to the toxic effects of chemotherapy (Peg-Intron) for the Hepatitis C virus. I went through eight months of treatment and it almost killed me. I am two years post treatment and the virus is still undectable. I feel this will be the next worldwide epidemic of our generation. Many people don't even realize they have it, until a doctor does a simple blood test. Hepatitis C remains dormant for about 25 to 30 years after the initial infection and then the symptoms begin to appear. I survived the treatment,but I still have chronic fatique, severe depression, memory loss and as well as neuroligical deficients. Please forgive me if I miss a word, or don't make any sense sometimes. I used to have a brain that worked.lol

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Cheri and Ed  

Comment: I am glad I found this site....

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I am glad I found this site. I am a married woman 52 years of age. I am disabled due to the toxic effects of chemotherapy (Peg-Intron) for the Hepatitis C virus. I went through eight months of treatment and it almost killed me. I am two years post treatment and the virus is still undectable. I feel this will be the next worldwide epidemic of our generation. Many people don't even realize they have it, until a doctor does a simple blood test. Hepatitis C remains dormant for about 25 to 30 years after the initial infection and then the symptoms begin to appear. I survived the treatment,but I still have chronic fatique, severe depression, memory loss and as well as neuroligical deficients. Please forgive me if I miss a word, or don't make any sense sometimes. I used to have a brain that worked.lol
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Cheri and Ed   in reply to Cheri and Ed   on

Comment: Hi Emil; May I tell others...

Hepatitic C My story.....and more A bit about me: I found out that I had "Non A Non B" virus in the mid 80's. No one really need knew anything about the Hepatitis C virus. I have a rare blood type, so I gave blood many times. Those days they didn't test blood for this deadly virus. I don't know many people got the Hepatitis C virus from the blood I donated before the blood test became routine. Both my ex husband and I had the strain (Genotype 1A) The most difficult strain to get rid of. The doctor's don't call it a cure, instead it is called a Sustained Viral response. Many people do relapse after the treatment. I had Hepatitisa C and my ex husband had the same strain(genotype) A few years ago his brother and his mother were also diagnosed with Hepatitis C. (Different strains) My ex mother-in-law ended up with liver cancer,which was most likely from the virus. She had surgery for liver cancer last year. So far so good. This was a family with four people diagnosed with this virus. I still have post treatment side effects from the treatment. The treatment was so hard on me, I looked like a walking corpse, gray pallor. I know I would have died if I would have continued the treatment. I am disabled now with neurological and other side effects from the treatment. That is my personal story of living with a deadly virus. I was disabled by the treatment. My treatment lasted 8 months, but usually the doctor's recommend a one year treatment program for this genotype. I still have joint pain, severe chronic fatique,severe depression and agoraphobia, body aches and and other residual symptoms. I was a High-Risk Ultrasound technologist for at least 25 before I began the treatment October 4th, 2003. Silvia, I hope we can work together to get a better "cure" rate and help people who have been recently diagnosed with this virus. Thanks Cheri F rom both a patient and a disabled medical professional's viewpoint: I think money is needed to increase both public and government awarness. The current treatment available now is basically a type of chemotherapy. I did not tolerate the treatment well. In fact I thought I was going to die. I was literally gray and had a worrisome heart murmer. The doctor forgot to even check my heart on my next visit. I became permately disabled by the combo (Peg-Intron) treatment. A doctor who got Hepatitis C virus from a blood transfusion and then go so sick he needed a liver transplant. Apparently that liver didn;t help him either. The third liver took and he is now CEO of a non profit called the FAIR FOUNDATION. I will give everyone some information that is on that site. His name is Richard Darling from California. www.fairfoundat ion.org 3/30/05 The Honorable Congressman Tom Davis (R-VA-11th) Chairman, Committee on Government Reform 2157 Rayburn House Office Building Washington, D.C. 20515 RE: Committee Hearing: Stalking a furtive killer—A Review of the Federal Government’s efforts to Combat Hepatitis C Dear Congressman Davis, Thank you for holding the referenced Committee hearing on hepatitis C. Please accept this letter as our formal request to testify at the next hearing on hepatitis C so that we can give evidence on this insidious disease that has caused one of us (R. Darling) to have three liver transplants, a heart attack, diabetes, muscular dystrophy and coma. Our testimony would include the following issues: In reviewing the testimony from the Hearing, we note one area that was not addressed: insufficient funding by Congress and the National Institutes of Health (NIH) for hepatitis C. This is especially evident when NIH funding is compared to that for HIV/AIDS. The death rate in our country from AIDS has plummeted as evidenced by the 98 percent drop in California’s newly infected AIDS patients[i] to 201 (as of 2/28/05) and this success against AIDS is being repeated throughout America, yet AIDS still receives ten percent (or 2.9 Billion) of the entire NIH disease research budget. On the other hand, although hepatitis C kills almost as many Americans as AIDS and has infected four to five times as many citizens, it received only 130 million in 2005. Such exorbitant funding for AIDS has resulted in unfair allocations for all non-AIDS diseases, including the sixteen that kill a million more Americans than AIDS annually.[ii] For example, cardiovascular disease kills almost a million Americans compared to 18,017 (2003)[iii] for AIDS, yet the NIH is spending only $40 on each CVD patient versus $3,084 on each AIDS patient in research.[iv] Diabetes kills more citizens than AIDS and breast cancer combined, yet only $80 is spent on each diabetic in research and for hepatitis C patients, the low amount of $25 allotted. Regardless if the funding comparison is measured utilizing “allocation per patient,” “allocation per death” or “total allocation” per disease, the great success of AIDS researchers has resulted in funding for AIDS now being disproportionately large relative to hepatitis C funding. In addition, hundreds of millions of dollars are raised for HIV/AIDS by celebrities and non-profit organizations (amfAR, etc.) while similar efforts do not exist for hepatitis C. The NIH has responded to The FAIR Foundation’s requests to cease the favoritism afforded HIV/AIDS and to reallocate some of the present AIDS dollars to other diseases like hepatitis C by referencing global AIDS and the fact that AIDS is communicable (infectious). What is the solution for global AIDS—more research? No, the answer to global AIDS is the same solution that has dropped the death rate in California’s newly infected patients 98 percent, namely: preventive education, the drugs that have been developed that have converted AIDS from an acute illness into a chronic illness (HAART or Highly Active Anti-retroviral Therapy) and Harm Reduction Policies. Regarding the “communicable” nature of AIDS, hepatitis C is also a communicable disease and based on the NIH response, hepatitis C deserves more funding. An unrecognized factor negatively impacting all non-AIDS diseases like hepatitis C is the “compounding effect” of present NIH policy. The existing funding total of each disease may be viewed as their “principal balance” for this analogy. If the President were to announce another 2 percent increase in NIH funding as he has in the past, the increase in AIDS funding would be approximately $60 million whereas hepatitis C will receive only $2.6 million. Each year the additional increases in the “principle balance,” or total funding, results in the “compounding interest effect” that increases the disproportionate funding for AIDS. Consequently, the gap in funding between AIDS and all other diseases like hepatitis C grows even larger. The FAIR Foundation (FAIR is an acronym for “Fair Allocations In Research) is a national organization representing thousands of Americans—concerned citizens—who want change in the allocation priorities of the NIH as they apply to all diseases, including hepatitis C. We are respectfully requesting that this letter and the enclosed 39 brochures be made available to all Committee members, and we look forward to your response regarding our testifying at the next hearing. Thank you for your consideration. Sincerely yours, President and CEO, The FAIR Foundation Waldo Concepcion, M.D., FACS 2003 National Public Citizen of the Year (NASW) Board of Directors, The FAIR Foundation Clinical Associate Professor of Surgery; Associate Chief, Division of Transplantation: Stanford University Medical Center http://www.dhs.ca.gov/ aids/Statistics/pdf/Stats2005/ http://www.fairfoundation.or g/thesixteen.htm http://www.c dc.gov/hiv/stats/2003Surveilla nceReport.pdf http://www.fair foundation.org/factslinks.htm Please check his website if possible. He is a person who is making a difference and I highly respect his wisdom. I must go for now, but I hope people will check out his main website: www.fairfoundation.org re ply... topBy Cheri (26), Fri, 31 Mar 2006 02:38:26 PST Comment feedback score: 0 Since many patients with hepatitis C are asymptomatic, presentation may be incidental or fortuituos. Some patients may progress to the point of cirrhosis or even decompensated liver disease without any antecedent symptoms. Some patients may present with a wide variety of symptoms, not all necessarily due to hepatitis C. Some of the ways in which patients present are: abnormal Ast or Alt on routine screening: - insurance exams - prenatal clinic - assessment for various symptoms, e.g. abdominal pain positive anti hepatitis C on screening: - Blood donor clinics - Red Cross Lookback Program contacts of positive case: - partner: but sexual transmission has a lifetime risk of about 3% and most partners have contracted hep C by sharing needles - children of positive mothers (Hepatitis Knowledge Network Vol.1 No. 2) screening of high risk persons: - previous blood transfusion or blood products (prior to 1990) - previous or present IVDU - multiple sexual partners (particularly if other STD's present) - previous body piercing, tattoos - snorting of cocaine with common straw fatigue: - a small number of persons present with fatigue (subsequent newsletter) evidence of liver disease: - spider angiomata - palmar erythema decompensated liver disease: - cirrhosis - portal hypertension with varices and ascites autoimmune diseases accentuated by hep C: (see Hepatitis Knowledge Although this means of presentation is not common, some presenting conditions are: - arthritis - lichen planus - diabetes - thrombocytopoenia Diagnosis Although the diagnosis of chronic hepatitis C can be made by checking for the antibodies and determining the presence of the HCV RNA, patients must be thoroughly assessed relative to their liver disease and other complications. A good progressive approach is as follows: a medical history of risk factors and symptoms a history of liver disease: - jaundice, pale stools, dark urine - bleeding (nose bleeds, bleeding gums), bruising - pruritus - abdominal swelling, peripheral oedema examination for signs of liver disease: - spider angiomata - jaundice - gynecomastia, loss of body hair - hepatomegaly - testicular atrophy - nail changes examination for signs of portal hypertension: - splenomegaly - varices - abdominal and chest wall veins - ascites with or without peripheral oedema hematological tests indicating liver disease: - thrombocytopoenia (and possibly neutropoenia) - prolonged INR or prothrombin time - macrocytic anemia, often with target cells biochemical tests of liver disease: - Ast, Alt over one and a half times normal for three months (alkaline phosphatase and gamma GT are cholestatic enzymes not hepatocellular enzymes) - decreased albumin - elevated bilirubin - polyclonal increase in gamma globulins serological tests for hepatitis C: - antibody poistive (anti hepatitis C by ELISA then by RIBA) - HCV RNA (usually by PCR, qualitative adequate) rule out other causes of liver disease: (subsequent newsletter) pathological confirmation by liver biopsy: (subsequent newsletter) Prevention: Trea tment is important, prevention is vital. Hepatitis C is spread predominantly by blood to blood and other ways are infrequent. Logical means of prevention are: ® personal health measures: - avoid sharing toothbrushes, razors, etc. - avoid unprotected sex during menstrual period (Hepatitis Knowledge Network Vol.1 No. 2) - clean all blood contamination with bleach - cover open sores and burns with a bandage ® general health measures: - do not share needles or rigs - do not share straws to snort cocaine - avoid unprotected, promiscuous sex - only use tattoo parlours which use disposable needles - do not share body piercing needles Consumption of alcohol makes hepatitis C more active and progress more rapidly. Thus, all patients with chronic hepatitis C should be advised to minimize, if not elimate, alcohol use. Here is some information about Hepatitis C presentation, diagnosis and symtoms of the Hepatitis C virus. More from the Fair Funding website by Richard Darling Introduction: The FAIR Foundation was formed because of the inequities in disease research spending by Congress and the National Institutes of Health (NIH). Examples of such inequities are as follows: Ø The favoritism given AIDS over all other diseases, including the sixteen diseases that kill a million more Americans than AIDS annually, and Ø The amount spent on the “Health Effects of Climate Change” is greater than the funding for each of these: brain cancer, cystic fibrosis, autism, cerebral palsy, cervical cancer, child leukemia, COPD, Chronic Fatigue Syndrome, Crohn’s Disease, Down Syndrome, emphysema, epilepsy, Fibromyalgia, hepatitis B & C, Huntington's Disease, Hodgkin’s Disease, the flu (influenza), multiple sclerosis, muscular dystrophy, SIDS, spinal cord injury, stem cell research, uterine cancer and thousands of other illnesses. This site will demonstrate the need to reform the public policies used to determine funding distributions by the National Institutes of Health. FAIR is an acronym for "Fair Allocations In Research." Our Mission: fair and equitable distribution of research funds by our government for all diseases. A disease’s mortality rate shall be given emphasis in determining allocations, and other secondary factors shall be utilized to insure diseases that cause great suffering but have low mortality rates will also receive significantly increased funding. : pre- and post-transplant care of patients as well as organ and tissue donor awareness and the need for new donor policies in the USA. FAIR@dc.rr.com

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Cheri and Ed   in reply to Builder1   on

Hi Emil; May I tell others on this site about Hepatitis C and how the treatment affected me. I believe this is going to be the next world epedemic and the politians don't seem to care. Knowledge is power! I will share my story, since this is how I became disabled, but still pending my Social Security hearing. Thanks Cheri

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Cheri and Ed  

Comment: Hi Emil; May I tell others...

Note: This aidpage was started as a comment on "Emil on Aidpage"

Hi Emil; May I tell others on this site about Hepatitis C and how the treatment affectedme. I believe this is going to be the next world epedemic and the politians don't seem to care. Knowledge is power! I will share my story, since this is how I became disabled, but still pending my Social Security hearing. Thanks Cheri
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Comment: 1. Cheri and Ed posted on...

1. Cheri and Ed posted on May 8, 2006 HI I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME . THANKS CHERI

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Comment: 1. Cheri and Ed posted on...

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1. Cheri and Ed posted on May 8, 2006 HI I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME . THANKS CHERI
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Cheri and Ed  

Comment: 1. Cheri and Ed posted on...

"CONFUSED ...WHY DO PEOPLE GET PLEDGES AND OTHERS DON'T"

 HI

I AM CONFUSED ABOUT THE PLEDGES. WHY DO SOME PEOPLE IN NEED GET PLEDGES BUT OTHER AIDMATES WHO ARE JUST AS DESPERATE DON'T GET ANY. I DON'T UNDERSTAND THIS. IS THERE A SPECIAL CRITEREA AS TO WHO GETS HELP OR PLEDGES AND WHO DOESN'T ? CAN SOMEONE PLEASE EXPLAIN THIS TO ME .

THANKS CHERI

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Comment: Here we go... because veterans...

IT SEEMS TO ME THAT THE SPOUSES OF DISABLED VETERANS GET EVEN LESS THAN THE VETERAN THEMSELVES. THAT SEEMS VERY SAD TO ME! I AM THE SPOUSE OF A VETERAN AND I CAN'T EVEN GET HEALTH INSURANCE. CHERI

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Cheri and Ed   in reply to Roseb441702   on

Rose's Page

Hi Rose; Both my husband and I are disabled and need help writing a grant. We have two grant books, but we are unable to write a grant request. I have tried, but no one has gotten back to us. The agencies we have contacted say that we are "over income" since we got married. My husband is disabled too, but gets Social Security, Vetrans and a pension. Unfortuntly we have more in bills than he makes. I don't have any income.That doesn't seem to matter to the agencies. I suppose we could get divorced........,especially since the contractor took 70K from us and we have a very high mortgage with a predatory lender. We have tried without success. We live in Mount Vernon, Wa. 98274 If you have any ideas or could help us write a grant, that would be wonderful. Thanks for caring and offering your suggestions. Cheri

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Cheri and Ed   in reply to angelwhisper   on

angelwhisper

INFO REQUEST Thank you for your interest in The Dreamhouse Fund. Following this brief overview of our organization is a questionnaire that will allow us to contact you with more details so you can begin the process to homeownership. Many people who take the time to complete the following information find themselves moving into a new home sooner than they expected. Program Overview The Dreamhouse Fund is a program offered by The Dreamhouse Charity, Inc. which is a 501 c3 nonprofit organization whose sole function is bringing home ownership to those who are struggling with the down payment. The first step to our process is to complete the form below and we will help you locate a lender in your area that is experienced in using our program. If you are currently working with a lender please fill in the questionnaire and we will contact your lender to explain our program. The mortgage professional will coordinate the rest for you. Once approved for a FHA loan we will issue an approval for your grant and you will be able to move into your new home with no money out of pocket. Our organization will request that the seller of the property make a charitable contribution to us equal to the amount of your gift plus a small service fee. This contribution will be put into a pool for future homeowners. Again, this is all done for you and does not make your loan process any more complicated for you. Take a look at our Buyer Brochure for more detailed information. You may also call us toll-free at (866) 724-2748. Questionnaire Name: Address: City: State: Zip Code: Day Phone Number: Evening Phone Number: Alternate Phone Number: Best Time to Call: Email Address: Are you interested in a gift for your down payment from us? Yes No Are you currently working with a lender? Yes No If working with a lender, please answer the following: Lender Name (company): Contact: Phone Number: If not working with a lender, please answer the following: What is your household income? How would you rate your credit history? Excellent Good Fair Poor Optional Comments:

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Cheri and Ed   in reply to Cheri and Ed   on

Cheri and Ed

EX HUSBAND CHEATED ME OUT OF OVER 100K WITH HIS LIES, GAMBLING AND DAY TRADING ADDICTIONS AND HAS NOW HID OVER 100K FROM ME AND PROBABLY THE IRS AS WELL. The Man I was married to for almost 25 years, lied, threatened and coercied me during our divorce. I am now permately disabled due to the medical treatment which ended on June 3, 2003. Ex husband forged my signature on a joint day trading accout weeks before I left him. Both my new husband and I are disabled. We are going to need both financial and legal assistance to retain an attorney and a forgery investigator to freeze any assets he may still have, that still should be joint accounts, but he converted to his private accounts. I will also need a family law attorney to set the judgement of .the Jaussaud divorce/ # D03-03-445 and hope to reopen our case. Our divorce became final February 01, 2004 in Contra Costa county, Ca. in Martinez Ca. We both had attorneys, but the Ex husband was contacting me by email behind my attorneys back instead of going through the proper legal channels. I had recently come off chemotherapy and feel that I was taken advantage of by both my exhusband who took advantage of my mental and physical state. who began forging my signature and hiding assets months before I left him. I am still disabled, since I completed the treatment on June 3, 2003. Both my husband and adult son threatened, lied and coercied me to not ask for spousal support.and medical coverage. I was told if I didn;t sign the document that his attorney made up I would never see my son again. I was disabled both then and now and did not comprehend the implications of signing that document. Just recently, I have discovered that my exhusband, Joel had forged my name on a 24K check to take money out of a community daytrading account, . The Ex has forged my name on several documents during our marriage of almost 25 years without my authorization.. I guess the exhusband thought marriage gave him a right to forge my signature. I did not get any spousal support or any medical coverage in the divorce settlement and we cannot afford one now, since we are trying to live on one disability income. While doing my 2004 taxes, we discovered he had emptied a joint checking account also. It seems he was daytrading and hiding assets behind my back for several months before our date of seperation, June 3, 2003.. Joel and his attorney Gregory Stone came up with a divorce document that I felt pressured to sign if I ever wanted to see my son again... At that time I didn't even realize the implications of signing that document, The divorce decree said that I was no longer disabled, (WRONG again) I am still disabled due to the effect of the chemotherapy which I began on October 4, 2002. As far as we can figure it appears he has failed to disclose these assets and probably more. Ellen Shepley at Harrisdirect/ E-trade has indicated I will need either a court order or subpoena. to freeze his accounts Ellen can be reached at (800) 825-5723. Diana Gubata at E-Trade can be reached at (800) 664-4641. Can you help with the forgery the ex did in the weeks before I left him. This is not the first he has forged my signature during our marriage of almost 25 years. It appears that he took money out of joint accounts and then after the divorce he put money in day trading accounts only. The ex is living in Contra Costa now. I have contacted both the police and an investigative deputy in Martinez, Ca. Isn't this a felony in California? Thanks CHERYLE ANN JAUSSAUD (FOOTE) 33088 WEST SHORE DRIVE MOUNT VERNON, WA. 98274 CONTRA COSTA SHERIFFS OFFICE 1980 MUIR ROAD MARTINEZ, CA. 94553 RE: COPY OF FORGED CHECK CASE#C06-1959 WE HAVE A COPY OF A CHECK FROM HARRIS BROKERAGE MADE OUT TO MY EXHUSBAND JOEL LEE JAUSSAUD and CHERYLE ANNE FOOTE (JAUSSAUD) I NEVER SAW THIS CHECK AND DID NOT SIGN THE CHECK FOR 6 K TO GET ALL THE MONEY OUT OF THE JOINT ACCOUNT. I BELIEVE MY EX HUSBAND FORGED MY SIGNATURE ON THIS CHECK FROM HARRIS DIRECT. WE HAVE A COPY OF THE FRONT AND THE BACK OF THE CHECK TO HARRIS DIRECT AND THAT DEFINETLY IS NOT MY SIGNATURE. THE EX HAS FORGED MY SIGNATURE BEFORE WITHOUT MY AUTHORIZATION. HE FORGED MY SIGNATURE ONCE WHILE WE WERE LIVING IN OREGON WITHOUT MY KNOWLEDGE OR AUTHORAZATION AND PUT IT INTO A PLC IN A WASHINGTON BANK ACCOUNT. THIS WAS A CHECK WHICH HAD MY NAME ON IT ONLY AND I MADE A POINT OF TELLING JOEL THAT HE BETTER NOT TOUCH THE CHECK SINCE IT WAS GIVEN TO ME AS AN INHERITANCE CHECK FROM MY GRANDMOTHERS DEATH. THE EX FORGED THE CHECK ANYWAY AND PUT IT INTO A OUT OF STATE BANK ACCOUNT WITHOUT MY KNOWLEDGE. BOTH MY FAMILY AND I WERE OUTRAGED AND I LEFT HIM FOR SEVERAL MONTHS . THE ACCOUNT NUBMBER ON THE CHECK IS 2421873 HOWEVER THE ACCOUNT NUMBER REPORTED TO THE IRS IS 65V-241504. MY EX HUSBAND, JOEL STARTED MOVING MONEY AND HIDING ASSETS MONTHS BEFORE I LEFT HIM. HE KNEW I WAS PLANNING TO LEAVE HIM SOON, SO HE WAS HIDING ASSETS FROM HIS DAY TRADING ACCOUNTS. HE DID NOT DISCLOSE ANY OF THIS MONEY IN HIS INCOME AND ASSET FORM DURING OUR DIVORCE. I FEEL THIS IS "JUST THE TIP OF THE ICEBERG" OF HIS DECEPTION, HIDING ASSETS AND OTHER "NOT SO HONEST" DEEDS. THE EX HAS NOW HID OVER 100K FROM ME AND PROBABLY THE IRS AS WELL. THANKS CHERI FOOTE (JAUSSAUD)

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Cheri and Ed

[change picture][close] Posted on Feb 25, 2006 (modified on Apr 26, 2006) EX HUSBAND CHEATED ME OUT OF OVER 100K WITH HIS LIES, GAMBLING AND DAY TRADING ADDICTIONS AND HAS NOW HID OVER 100K FROM ME AND PROBABLY THE IRS AS WELL. OUR SITUATION IS WORSE THAN WE COULD HAVE EVEN IMAGINED. ANOTH ER ATTORNEY WANTS A 10K RETAINER FEE / EX HUSBAND CHEATED ME OUT OF OVER 100K WITH HIS LIES, GAMBLING AND DAY TRADING ADDICTIONS NEED 10K FOR AN ATTORNEY AND A FORGERY EXPERT IN CONTRA COSTA COUNTY CA. DESPERATE FOR BOTH FINANCIAL AND LEGAL HELP!! PLEASE!!! The Man I was married to for almost 25 years, lied, threatened and coercied me during our divorce. I am now permately disabled due to the medical treatment which ended on June 3, 2003. Ex husband forged my signature on a joint day trading accout weeks before I left him. Both my new husband and I are disabled. We are going to need both financial and legal assistance to retain an attorney and a forgery investigator to freeze any assets he may still have, that still should be joint accounts, but he converted to his private accounts. I will also need a family law attorney to set the judgement of .the Jaussaud divorce/ # D03-03-445 and hope to reopen our case. Our divorce became final February 01, 2004 in Contra Costa county, Ca. in Martinez Ca. We both had attorneys, but the Ex husband was contacting me by email behind my attorneys back instead of going through the proper legal channels. I had recently come off chemotherapy and feel that I was taken advantage of by both my exhusband who took advantage of my mental and physical state. who began forging my signature and hiding assets months before I left him. I am still disabled, since I completed the treatment on June 3, 2003. Both my husband and adult son threatened, lied and coercied me to not ask for spousal support.and medical coverage. I was told if I didn;t sign the document that his attorney made up I would never see my son again. I was disabled both then and now and did not comprehend the implications of signing that document. Just recently, I have discovered that my exhusband, Joel had forged my name on a 24K check to take money out of a community daytrading account, . The Ex has forged my name on several documents during our marriage of almost 25 years without my authorization.. I guess the exhusband thought marriage gave him a right to forge my signature. I did not get any spousal support or any medical coverage in the divorce settlement and we cannot afford one now, since we are trying to live on one disability income. While doing my 2004 taxes, we discovered he had emptied a joint checking account also. It seems he was daytrading and hiding assets behind my back for several months before our date of seperation, June 3, 2003.. Joel and his attorney Gregory Stone came up with a divorce document that I felt pressured to sign if I ever wanted to see my son again... At that time I didn't even realize the implications of signing that document, The divorce decree said that I was no longer disabled, (WRONG again) I am still disabled due to the effect of the chemotherapy which I began on October 4, 2002. As far as we can figure it appears he has failed to disclose these assets and probably more. Ellen Shepley at Harrisdirect/ E-trade has indicated I will need either a court order or subpoena. to freeze his accounts Ellen can be reached at (800) 825-5723. Diana Gubata at E-Trade can be reached at (800) 664-4641. Can you help with the forgery the ex did in the weeks before I left him. This is not the first he has forged my signature during our marriage of almost 25 years. It appears that he took money out of joint accounts and then after the divorce he put money in day trading accounts only. The ex is living in Contra Costa now. I have contacted both the police and an investigative deputy in Martinez, Ca. Isn't this a felony in California? Thanks CHERYLE ANN JAUSSAUD (FOOTE)

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CONTRACTOTR FRAUD VICTIMS BOTH DISABLED

NEED A HONEST GRANTWRITER (PRO BONO??) PLEASE NEED FINANCIAL AND LEGAL HELP ASAP TO HELP DISABLED FRAUD VICTIMS Our situation has became worse. More unpaid bills ($300 for someone to come and X-ray the foundation of the home and garage. We have discovered the ex has hid many other assets from me as well and possibly from the IRS also. I have tried to contact HUD, but I am told we are "over income" by their guidelines. My husband is a disabled veteran who will need to have major surgery very soon. I am also disabled from a medical treatment , but still pending a social security hearing and have no income at this time. I think this whole ordeal began because we got married and that made us "over income" by HUD and other government standards. We can't make it much longer. Our credit cards are mounting rapidly just trying to keep this place, buy food and attempting to pay the bills. My husband now (boyfriend then) hired a licensed and bonded contractor, since I was awarded this home from a divorce settlement and then found out the foundation was caving in and the fireplace was unusable. The contractor is Erick H. Millholland dba WLAM Construction and Roofing from Arlington, Wa. We have heard that after Washington state Labor and Industries suspended his license in mid December 2004 after several members of L & I and a person from the Mount Vernon permit center came to our home to see the horrible condition the contractor us to live in. The contractor left our home in a "demolition state" without a kitchen, bath or even running water. We are currnetly living in a tent in the main living area since the contractor took the wallheaters out. Erick H. Millholland lost his contractor license mid December 2004 and now has fled the state. We can't get financing to do the desperately needed repairs to make our home safe and up to current codes, since the house is not finished and we don't have enough income. We are the victims of a horrendeous crime yet we can't get any help from anyone. I believe we are all on this earth to help each other during both good times and the "not so good" times. I never thought I would be in this situation, since I was always a hard working woman with an education, but then I learned the man I had married for almost 25 years would lie cheat and even decieve me . The ex even turned our son Matt against me. I guess I didn';t realize how deceitful he could be. The contractor did not get any building permits nor did he build anything up to current standards, most of the materials were used or substandard. The roof is not structurally sound and the electrical and plumbing, is not up to code and poses a risk to us as occupants. If we can't live here or get any help from someone, we will be homeless and disabled. I feel that we are "falling between the cracks" of a system that is supposed to help people during their time of need. I am at the point almost giving up, since we cannot get help from any government agency. Is there anyone in our local building industry or housing agency who can help us? I believe we are all on this earth to help each other during both good times and the "not so good" times. I never thought I would be in this situation, since I was always a hard working woman with an education, but then I learned the man I had married for almost 25 years would lie cheat and even decieve me . The ex then even turned our son Matt against me. I guess I didn';t realize how deceitful he could be. He even forged my name on several large day trading accounts without my authorization. At this time, I have discovered that the ex has cheated me out of at least 100K and probably more. He hid these assets from me and my attorney before during and after our divorce and probably from the IRS as well. Thanks Ed and Cheri Foote

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